A Gift That Gives Back?
Recently, we had a conversation with a successful, self-made, now-retired client who joked his new job was doing the planning necessary to ensure his legacy would provide for both his children and grandchildren.
He is not alone.
We often engage with clients and their advisors who are thinking about the future and looking for ways to optimize their wealth transfer strategies while ensuring their families are financially secure for generations to come.
In our latest blog (available at the link below), we examine one of the most effective tools at their disposal – lifetime gifting.
At C3 Financial Partners, we work with clients and their advisors on developing strategies around lifetime giving, including how to best use an individual’s annual and lifetime gift tax exclusion in conjunction with an irrevocable trust and to determine if purchasing life insurance should be considered.
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IRS Applicable Federal Rate Update
Another month and another decrease in each of the short-term, mid-term, and long-term rates. To see the updated rates, head to the link below.
And please note – you can access the link on our homepage to check current and historic AFR rates at any time!
See The AFR Report
Horses and Sales?
Building relationships with prospects is often compared to various metaphors. For our Todd Healy, the most fitting and insightful comparison is that of working with horses.
Click the link to see what he means.
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A Powerful Reminder
Want to sleep better at night? Buy some life insurance!
According to LIMRA’s 2023 Insurance Barometer Study, 7 in 10 parents who own life insurance say they would feel financially secure if a primary wage earner were to pass away (compared to less than half of non-owners).
And we understand why. When designed and implemented properly, life insurance can be a useful tool for both personal and business planning. And having a clear plan definitely provides peace of mind.
While September is Life Insurance Awareness Month, the C3 Financial Partners team is here this month and every month to help with clarity, confidence and coordination when it comes to all things life insurance.
Securities offered through Valmark Securities, Inc. member FINRA, SIPC. Investment advisory products and services offered through Valmark Advisers, Inc., an SEC Registered Investment Advisor. Representatives may transact business, which includes offering products and services and/or responding to inquiries, only in state(s) in which they are properly registered and/or licensed. C3 Financial Partners is a separate entity from Valmark Securities, Inc. and Valmark Advisers, Inc.
The information presented here is for educational purpose only and is not intended to provide specific advice or recommendations for any individual nor does it take into account the particular investment objectives, financial situation or needs of individual investors. This material is not intended to provide and should not be relied on for tax advice. Any tax advice contained herein is of a general nature. You should seek specific advice from your tax professional before pursuing any idea contemplated.
