September 2021
Tremendous changes in the life insurance landscape should cause insureds to really understand what they own. We invite you to watch this...
C3 Financial Partners

Our Insights

September 2021
Tremendous changes in the life insurance landscape should cause insureds to really understand what they own. We invite you to watch...
September 2021
Our San Antonio Senior Partner, Carolyn Smith recently joined Malcolm Lui , Managing Member of Eversprint, to share how she...
August 2021
My mother-in-law is 98 years old. That's the good news. The bad news is that her life insurance policy died...
July 2021
A message from our Founder, Summer 2021Tax Video/Thoughts Revisited Last year at this time, we were all consumed with monitoring...
June 2021
Last year at this time, we were all consumed with monitoring the unprecedented pandemic. This year, for those of us...
June 2021
This Spring, the C3 team created our own book club to review The Ruthless Elimination of Hurry by John Mark...
June 2021
C3 is hosting periodic 15-minute coffee breaks to discuss high priority issues and topics in the industry. View past...
May 2021
Life insurance is often purchased for a specific purpose, crossed off the financial “to-do” list, and tucked away.  Although simple...
May 2021
When your feet hit the ground running in the morning, you already know you don’t have enough hours in the...
April 2021
On our last Coffee with C3, we discussed some backstage events that occur when obtaining life insurance for our clients. ...
March 2021
We hosted our fourth 15-minute webinar of the “Coffee with C3” series in October, “Going in the Right Direction (Farther...
March 2021
With the colder weather upon us, it seems like coffee is powering us all through the day, and “Coffee with...
February 2021
We hope this finds you and yours safe and well! In the last week, our team has had the chance...
February 2021
C3 Financial Partners helps clients preserve family wealth and business success by offering life insurance as a planning tool, guided...
February 2021
Listen to Mark Goldman, CPA, and his fascinating podcast on “Where Accountants Go” featuring Carolyn Smith.  In this episode, A...
January 2021
“What Keeps You Up at Night?” was the topic of discussion when Carolyn J. Smith and Celeste C. Moya presented...
January 2021
What is the estate tax? The U.S. Estate Tax is a tax on the transfer of property after death. The...
December 2020
Entering 202­­­1 gives new meaning to the phrase, “Hindsight is 2020.” When a new year starts, hindsight always follows.  And there...
December 2020
Watch our video content in order.  Starting with our 2020 vision, all the way to life insurance and philanthropy.  Have...
December 2020
Todd’s 2 Bits A message from our Founder On March 18, 2020, as we became more and more aware of...
December 2020
If you are looking for an easy, uplifting book to enjoy over the holidays, C3 recommends In the Garden of...
November 2020
November is long-term care month.  While the 2020 holiday season looks very different than in years past, we are still...
October 2020
One of the biggest challenges that advisors face is client procrastination. Charles (Chuck) Hollander, Jr., founder of Red Flag, LLC,...
October 2020
Philanthropy, at any level, demonstrates the passion a donor has for a specific cause. But at the donor’s death, those...
September 2020
Excerpt from CAP® Share Newsletter Issue 37, September 2020, American College of Financial Services Since its inception, the CAP® program...
September 2020
The estate tax has long been a controversial topic. What can you do to maximize what you leave your heirs...
August 2020
Todd’s 2 Bits A message from our Founder What can be said, that hasn’t already been said, about our current...
August 2020
Fellow Advisors, “Life Insurance: A Valuable Contingent Asset Class?” is the title of a Trusts & Estates article published this...
August 2020
C3 Partner, Celeste C. Moya sits down to share how she found her way to the life insurance industry. Celeste...
August 2020
El interés de los extranjeros en invertir en los EE. UU. ha seguido aumentando. Pero, ¿están conscientes sus clientes extranjeros...
August 2020
Foreigners’ interest in investing in the U.S. has continued to increase. But are your foreign clients aware of their potential...
July 2020
We were honored to host our third webinar in our “Coffee with C3” series on July 16, 2020, titled...
July 2020
It was a pleasure to share “Our Tale of Three Mothers” during our June 23, 2020 “Coffee with C3”. We...
June 2020
Jim Whiddon, author, Texas A&M professor, and CEO of The Old School was the guest presenter at C3’s first Zoom Consume...
June 2020
Celeste C. Moya shared “The Industry Impact of COVID-19” during our June 11, 2020 “Coffee with C3”. We discussed how...
June 2020
Most people assume they will always have the option to obtain life insurance. However, there is a possibility that you...
May 2020
Have you stopped and asked yourself, “where am I in the wealth life stages of life?”  Do you know what those...
April 2020
Many families do not properly prepare their heirs for significant transfers of wealth. The same way that we are concerned...
March 2020
First, our hearts go out to individuals and families directly affected by the coronavirus.  Next, our deepest gratitude goes to...
March 2020
LEER EN INGLES Jay Judas, Director Ejecutivo de Life Insurance Strategies Group, entrevistó a Celeste C. Moya, Asociada de C3,...
March 2020
READ IN SPANISH Jay Judas, CEO of Life Insurance Strategies Group interviewed Celeste C. Moya, C3 Partner. Celeste is featured...
March 2020
Do you hope to pass down your home, family business, or other real estate to the next generation? An often-overlooked...
February 2020
“Everyone has gifts to share.  It is our personal responsibility to discover them!” Philanthropic Advisor and author, Joy H. Selak
February 2020
Many people do not view life insurance as an asset, and therefore, it is often an overlooked part of their...
January 2020
The year 2020 is symbolic of our vision and our mission at C3 Financial Partners.  Our goal is to help...
December 2019
Earlier this year, we formed a strategic alliance with LifeTrends, a life insurance analytics company. LifeTrends provides up-to-date product pricing,...
November 2019
When the Right Thing I entered the life insurance business four decades ago and was representing one insurance company.  In...
November 2019
As the old saying goes, you can’t take it with you. While this saying is usually brought up to justify...
September 2019
Rebecca Helterbrand of the San Antonio Area Foundation Discusses the State and Future of Mental Health Resources at Recent...
September 2019
Over the course of more than three decades' experience in this area, we have worked to understand what makes some...
July 2019
In the life insurance and financial planning fields, several measures are used when considering what makes a good advisor. Advanced...
May 2019
Recently, the Dallas Foundation reached out to C3 Founder (formerly Texas Financial Partners) Todd S. Healy to write an article...
May 2019
Recently, George Nichols III, the new President and CEO of The American College of Financial Services, visited Dallas to hear...
May 2019
Recently, we were privileged to host the president of The American College®, George Nichols, III. He has an extremely interesting...
April 2019
Our most recent event focused on sustainability of working lands in Texas C3 Financial Partners (formerly Texas Financial Partners) was...
April 2019
Celeste, Partner at C3 Financial Partners (formerly Texas Financial Partners), and her family, recently relocated to Dallas from Austin. We...
April 2019
LEER EN INGLES Vista de la ciudad de Dallas, Texas después de un desbordamiento normal del río Trinity. Celeste,...
April 2019
Global citizens doing business in the United States are a growing clientele in the financial services industry.  As the global...
April 2019
LEER EN INGLES Los extranjeros no residentes que hacen negocios en los Estados Unidos constituyen una clientela en constante...
March 2019
LEER EN INGLES La Asociada de C3 Financial Partners (anteriormente Texas Financial Partners), Celeste C. Moya, y el abogado...
March 2019
Celeste C. Moya, and Texas attorney, Gilberto A. Siller, recently collaborated on a customizable presentation for foreign nationals on the...
February 2019
When affluent multigenerational families contemplate the transfer of their assets across generations, they find themselves caught in complex legal structures...
January 2019
Todd S. Healy visiting with Michael O’Donnell, Estate Partners (Left) and Brian Bonifant, Lion Street (Right). In January, C3...
January 2019
Premium Finance – Why, How, and What You Need to Know Author: Celeste C. Moya Affluent individuals who prefer...
January 2019
The Chartered Advisor in Philanthropy® designation, or CAP®, is administered by The American College in King of Prussia, PA,...
November 2018
The phrase “Family Business” can conjure up many images and ideas. Multiple generations working happily together to provide a livelihood...
October 2018
LEER EN INGLES Los individuos acomodados que pueden permitirse primas de seguro de vida, pero que prefieren no liquidar...
October 2018
Affluent individuals who can afford life insurance premiums but prefer not to liquidate assets or redirect cash flow to pay...
October 2018
Malinda Perryman poses with the Dallas Stars’ mascot, Victor E. Green. Members of the C3 Financial Partners (formerly Texas...
October 2018
“When it rains in Texas, 84% falls on farms and ranches.” This statistic, among others, demonstrates the importance of rural...
September 2018
“Today many of us will live 30 years longer than our grandparents did.” Mindy Jones, Managing Principal at Dallas’ Pyxis Care,...
September 2018
C3 (formerly Texas Financial Partners) attendees took away a great deal of insight and new thinking from the conference. Todd...
August 2018
The Origin of Our Client Continuity Merger When C3 Financial Partners came together, we came up with a model that...
June 2018
The phrase “Family Business” can conjure up various images.  One may be an image of multiple generations of family members...
March 2018
Perryman with Langenburnner (left) and hall-of-famer Joe Nieuwendyk in the Dallas Stars alumn suite. C3 Sr. Client Service Coordinator,...
February 2018
The most recent Consume and Converse event was set to feature a talk by Mark N. Voeller, Ph.D. Mark is...
February 2018
Late last year, C3 Financial Partners (formerly Texas Financial Partners) was pleased to host a private meeting with United States...
February 2018
Why Study Groups and Why We Participate Our industry is constantly facing changes: new tax plans; fiduciary regulations; technology and...
December 2017
C3 Financial Partners Founder, Todd Healy, has been an avid reader for decades. In addition to his personal literature journey,...
November 2017
Carolyn J. Smith, Senior Partner at C3 (formerly Texas Financial Partners), was recently invited to speak at the 2017 Indaba...
August 2017
The American College Alumni Association named Todd S. Healy, Founder of C3 Financial Partners (formerly Texas Financial Partners), Alumnus of...
August 2017
We’ve got the Traditionalists, the Baby Boomers, Generation X, and the Millennials — four generations all in adulthood. And there’s...
June 2017
This Consume & Converse event covered two important topics: Communication Techniques Across the Ages with Dave Gunby In our business,...
February 2017
At our February Consume & Converse, Dr. Otis Baskin shared his experience in management and governance/decision-making issues in family businesses....
October 2016
This Consume & Converse event discussed Protecting Your Assets – People and Property. Speaker Kevin Mellott* covered three specific security topics:...
May 2016
At this exclusive event, Phil Cubeta helped us think through the dynamics associated with Philanthropic Planning for Closely Held Business Owners...
January 2016
This informative event featured a good friend and trusted resource to C3 Financial Partners (formerly Texas Financial Partners), Kristin O....