C3 Financial Partners

January 2024 Newsletter

Supporting Community Organizations as Part of Your Planning

Your support of a community organization is not just an act of generosity but can also be part of your overall planning.

Among the innovative strategies at the intersection of philanthropy and estate planning is the use of private placement variable annuities (PPVA) to make charitable contributions. A PPVA’s structure and features provide flexibility in planning, but also allow the donor or trustee, if trust owned, the freedom to make changes.

Our latest blog, available at the link below, takes a deeper look at using PPVAs in a charitable context.

And remember, C3 Financial Partners has a specialization in providing education on insurance solutions designed to meet personal and philanthropic community goals.

Learn More


IRS Applicable Federal Rate Update

The latest update to the AFR rates saw another decrease in all of the short-term, mid-term, and long-term rates. To see the updated rates, head to the link below.

And please note – you can access the link on our homepage to check current and historic AFR rates at any time!

See The AFR Report

Who Will File?

The Corporate Transparency Act (the “CTA”) went into effect on January 1 and creates a new set of filing requirements around the beneficial ownership of both existing and new companies.

So who will be helping clients complete these filings?  A recent speaker we heard indicated accountants do not have the proper liability insurance to take this on, so it will likely fall to lawyers.  However, some lawyers we have spoken to are not yet prepared to do so.

This is an issue we will continue to monitor.  In the meantime, our friends at Robin Glen have a piece on the CTA, available at the link below, that provides more insight into the CTA.

Learn More

Securities offered through Valmark Securities, Inc. member FINRA, SIPC.  Investment advisory products and services offered through Valmark Advisers, Inc., an SEC Registered Investment Advisor.  Representatives may transact business, which includes offering products and services and/or responding to inquiries, only in state(s) in which they are properly registered and/or licensed.  C3 Financial Partners is a separate entity from Valmark Securities, Inc. and Valmark Advisers, Inc.

The information presented here is for educational purpose only and is not intended to provide specific advice or recommendations for any individual nor does it take into account the particular investment objectives, financial situation or needs of individual investors. This material is not intended to provide and should not be relied on for tax advice. Any tax advice contained herein is of a general nature. You should seek specific advice from your tax professional before pursuing any idea contemplated.


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