January 2023
Over the past decade, a common method to fund permanent life insurance was to finance the premiums and to take advantage of the difference between the lending interest rate and the dividend or crediting rate on a policy. From a design perspective, this strategy was presented as a way to lower the costs of obtaining […]
C3 Financial Partners
January 2023
Wednesday, February 1, 2023 Noon – 1:00 p.m. CST Zoom Virtual Meeting Room This presentation will detail how building a...
January 2023
It’s Time to Assess Premium Financing Arrangements Over the past decade, a common method to fund permanent life insurance was...
January 2023
Over the past decade, a common method to fund permanent life insurance was to finance the premiums and to take...
December 2022
Plan to Enjoy Your Last 8,000 Days The years after turning 65 are no longer short in duration and lived...
December 2022
In his hit song, “The Older I Get,” American singer and songwriter Alan Jackson sings that the older he...
December 2022
Our own Todd Healy was recently thinking about upcoming major life events for his family. He started to plan those...
November 2022
Is Your Legacy Protected? It is likely we will all need long-term care. In fact, someone turning age 65 today...
November 2022
It is likely we will all need long-term care. Someone turning age 65 today has a nearly 70% chance of...
October 2022
How Long Will You Live (and Have You Planned For That)? We are living longer. In fact, according to the...
October 2022
Living to triple digits used to be worthy of attention — and a mention on the Today Show. This is...
October 2022
In celebration of Rowland (Rowe) Blount joining our team in San Antonio, read his interview with Jay Judas of Life Insurance...
September 2022
Manage Your Life Insurance Like an Important Asset Class Life insurance is often one of our largest assets. Yet, it...
September 2022
Life insurance is often one of our largest assets. Yet, it is commonly unmanaged and misunderstood. For many, life insurance...
August 2022
Get the Jump on How Inflation Affects Your Estate and Legacy Planning Inflation. It’s the topic that everyone is talking...
August 2022
In the first quarter of 1972, the median price of a home sold in the U.S. was $27,000. Fifty years...
July 2022
A Perfect Storm: Now is the Time for Estate Planning Rising inflation, low tax rates (for now), increasing interest rates,...
July 2022
Rising inflation, low tax rates (for now), increasing interest rates, and uncertainty in Washington, D.C. and beyond. These converging forces...
June 2022
A Look at the Unique Needs of Blended Families One out of three Americans are a part of a blended...
June 2022
Todd S. Healy introducing to a full room. Recently, The Dallas Foundation and C3 Financial Partners co-hosted a special...
June 2022
According to the Pew Research Center, there is no longer one dominant family form in the U.S., with one out...
June 2022
C3 Financial Partners is seeking an experienced and resourceful client service coordinator to oversee the day-to-day relations with our clients....
May 2022
Wealth Transfer Beyond Your Exemptions Life insurance held in an irrevocable life insurance trust (ILIT) is a cornerstone of a...
May 2022
Life insurance held in an irrevocable life insurance trust (ILIT) is a cornerstone of a solid wealth transfer strategy. The...
April 2022
A Canoe and Your Business? When working with closely held businesses and their advisors, our Senior Partner, Carolyn J. Smith,...
April 2022
When working with closely held businesses and their advisors, C3 Financial Partners’ Senior Partner, Carolyn J. Smith, is fond...
March 2022
“Diligence is the Mother of Good Luck.” Given that our three C’s stand for clarity, confidence, and coordination, you can...
March 2022
Winston Churchill said, “We make a living by what we get, we make a life by what we give.” Giving...
February 2022
A Powerful Technique to Mitigate Taxes Between the constant discussion about taxes in DC and the likely sunsetting in 2025...
February 2022
The federal debt has more than doubled in the last ten years. As of December 2021, Congress had approved $4.5...
January 2022
Each New Year brings with it a renewed commitment to personal and financial health, and this includes the “health” of...
January 2022
When was the last time your life insurance policy had a check-up? The beginning of the year is a time...
December 2021
Todd’s 2 Bits Targeting The Horizon A few years ago, a friend of mine challenged me with a question, “Does...
December 2021
Targeting The Horizon Winter 2021 A few years ago, a friend of mine challenged me with a question, “Does the...
December 2021
We appreciated the opportunities to collaborate with thought leaders, including those featured in the interviews below. Will Your Life Insurance Hit A...
June 2021
Last year at this time, we were all consumed with monitoring the unprecedented pandemic. This year, for those of us...
June 2021
This Spring, the C3 team created our own book club to review The Ruthless Elimination of Hurry by John Mark...
June 2021
Regardless of how family health has changed in recent years, we are still keeping our loved ones’ care in mind....
May 2021
Life insurance is often purchased for a specific purpose, crossed off the financial “to-do” list, and tucked away. Although simple...
February 2021
We hope this finds you and yours safe and well! In the last week, our team has had the chance...
February 2021
Listen to Mark Goldman, CPA, and his fascinating podcast on “Where Accountants Go” featuring Carolyn Smith. In this episode, A...
January 2021
“What Keeps You Up at Night?” was the topic of discussion when Carolyn J. Smith and Celeste C. Moya presented...
December 2020
Entering 2021 gives new meaning to the phrase, “Hindsight is 2020.” When a new year starts, hindsight always follows. And there...
December 2020
Todd’s 2 Bits A message from our Founder On March 18, 2020, as we became more and more aware of...
December 2020
If you are looking for an easy, uplifting book to enjoy over the holidays, C3 recommends In the Garden of...
October 2020
One of the biggest challenges that advisors face is client procrastination. Charles (Chuck) Hollander, Jr., founder of Red Flag, LLC,...
September 2020
Excerpt from CAP® Share Newsletter Issue 37, September 2020, American College of Financial Services Since its inception, the CAP® program...
August 2020
Todd’s 2 Bits A message from our Founder What can be said, that hasn’t already been said, about our current...
August 2020
Fellow Advisors, “Life Insurance: A Valuable Contingent Asset Class?” is the title of a Trusts & Estates article published this...
June 2020
Jim Whiddon, author, Texas A&M professor, and CEO of The Old School was the guest presenter at C3’s first Zoom Consume...
March 2020
First, our hearts go out to individuals and families directly affected by the coronavirus. Next, our deepest gratitude goes to...
March 2020
LEER EN INGLES Jay Judas, Director Ejecutivo de Life Insurance Strategies Group, entrevistó a Celeste C. Moya, Asociada de C3,...
March 2020
READ IN SPANISH Jay Judas, CEO of Life Insurance Strategies Group interviewed Celeste C. Moya, C3 Partner. Celeste is featured...
February 2020
“Everyone has gifts to share. It is our personal responsibility to discover them!” Philanthropic Advisor and author, Joy H. Selak
December 2019
Earlier this year, we formed a strategic alliance with LifeTrends, a life insurance analytics company. LifeTrends provides up-to-date product pricing,...
November 2019
When the Right Thing I entered the life insurance business four decades ago and was representing one insurance company. In...
November 2019
As the old saying goes, you can’t take it with you. While this saying is usually brought up to justify...
September 2019
Rebecca Helterbrand of the San Antonio Area Foundation Discusses the State and Future of Mental Health Resources at Recent...
September 2019
Over the course of more than three decades' experience in this area, we have worked to understand what makes some...
July 2019
In the life insurance and financial planning fields, several measures are used when considering what makes a good advisor. Advanced...
May 2019
Recently, the Dallas Foundation reached out to C3 Founder (formerly Texas Financial Partners) Todd S. Healy to write an article...
April 2019
Consume & Converse with Dr. Roel Lopez and James Oliver | The Impact of Losing Working Land in Texas
Our most recent event focused on sustainability of working lands in Texas C3 Financial Partners (formerly Texas Financial Partners) was...
April 2019
Celeste, Partner at C3 Financial Partners (formerly Texas Financial Partners), and her family, recently relocated to Dallas from Austin. We...
April 2019
LEER EN INGLES Vista de la ciudad de Dallas, Texas después de un desbordamiento normal del río Trinity. Celeste,...
April 2019
Global citizens doing business in the United States are a growing clientele in the financial services industry. As the global...
April 2019
LEER EN INGLES Los extranjeros no residentes que hacen negocios en los Estados Unidos constituyen una clientela en constante...
March 2019
LEER EN INGLES La Asociada de C3 Financial Partners (anteriormente Texas Financial Partners), Celeste C. Moya, y el abogado...
March 2019
Celeste C. Moya, and Texas attorney, Gilberto A. Siller, recently collaborated on a customizable presentation for foreign nationals on the...
February 2019
When affluent multigenerational families contemplate the transfer of their assets across generations, they find themselves caught in complex legal structures...
January 2019
Todd S. Healy visiting with Michael O’Donnell, Estate Partners (Left) and Brian Bonifant, Lion Street (Right). In January, C3...
January 2019
Premium Finance – Why, How, and What You Need to Know Author: Celeste C. Moya Affluent individuals who prefer...
January 2019
The Chartered Advisor in Philanthropy® designation, or CAP®, is administered by The American College in King of Prussia, PA,...
November 2018
The phrase “Family Business” can conjure up many images and ideas. Multiple generations working happily together to provide a livelihood...
October 2018
LEER EN INGLES Los individuos acomodados que pueden permitirse primas de seguro de vida, pero que prefieren no liquidar...
October 2018
Affluent individuals who can afford life insurance premiums but prefer not to liquidate assets or redirect cash flow to pay...
October 2018
Malinda Perryman poses with the Dallas Stars’ mascot, Victor E. Green. Members of the C3 Financial Partners (formerly Texas...
October 2018
“When it rains in Texas, 84% falls on farms and ranches.” This statistic, among others, demonstrates the importance of rural...
September 2018
“Today many of us will live 30 years longer than our grandparents did.” Mindy Jones, Managing Principal at Dallas’ Pyxis Care,...
September 2018
C3 (formerly Texas Financial Partners) attendees took away a great deal of insight and new thinking from the conference. Todd...
August 2018
The Origin of Our Client Continuity Merger When C3 Financial Partners came together, we came up with a model that...
June 2018
The phrase “Family Business” can conjure up various images. One may be an image of multiple generations of family members...
March 2018
Perryman with Langenburnner (left) and hall-of-famer Joe Nieuwendyk in the Dallas Stars alumn suite. C3 Sr. Client Service Coordinator,...
February 2018
The most recent Consume and Converse event was set to feature a talk by Mark N. Voeller, Ph.D. Mark is...
February 2018
Late last year, C3 Financial Partners (formerly Texas Financial Partners) was pleased to host a private meeting with United States...
February 2018
Why Study Groups and Why We Participate Our industry is constantly facing changes: new tax plans; fiduciary regulations; technology and...
December 2017
C3 Financial Partners Founder, Todd Healy, has been an avid reader for decades. In addition to his personal literature journey,...
November 2017
Carolyn J. Smith, Senior Partner at C3 (formerly Texas Financial Partners), was recently invited to speak at the 2017 Indaba...
August 2017
The American College Alumni Association named Todd S. Healy, Founder of C3 Financial Partners (formerly Texas Financial Partners), Alumnus of...
August 2017
We’ve got the Traditionalists, the Baby Boomers, Generation X, and the Millennials — four generations all in adulthood. And there’s...
June 2017
This Consume & Converse event covered two important topics: Communication Techniques Across the Ages with Dave Gunby In our business,...
February 2017
At our February Consume & Converse, Dr. Otis Baskin shared his experience in management and governance/decision-making issues in family businesses....
October 2016
This Consume & Converse event discussed Protecting Your Assets – People and Property. Speaker Kevin Mellott* covered three specific security topics:...
May 2016
At this exclusive event, Phil Cubeta helped us think through the dynamics associated with Philanthropic Planning for Closely Held Business Owners...
January 2016
This informative event featured a good friend and trusted resource to C3 Financial Partners (formerly Texas Financial Partners), Kristin O....