C3 Financial Partners

April 2023 Newsletter

Is Private Placement Life Insurance a Fit?

Increasingly, the investment community is buzzing about private placement life insurance (PPLI) and the benefits for those who are seeking greater tax-efficiency in their long-term financial planning.

Still, many of the individuals qualified to purchase PPLI and their advisors do not understand the concept, including the rewards and the risks.

Our latest blog, available at the link below, provides an overview of how PPLI works, important issues to consider with PPLI and when its use might make sense for the right client (hint: the math has to work).

At C3 Financial Partners, we work with affluent clients and their advisors in providing clarity around every component of a PPLI transaction, confidence that the math favors the client, increasing the likelihood that tax benefits will outweigh costs, and coordination with a client’s legal, accounting and investment professionals in establishing a PPLI policy.

Read Blog

Todd on the “Rogers That” Podcast

Our own Todd Healy recently had the chance to sit down with his son, Rogers, on his podcast “Rogers That.”

The pair chatted about Todd’s career journey to and through the life insurance industry, the importance of having a good team, and Todd’s insights into business and sales.

Watch it here!

IRS Applicable Federal Rate Update

AFR rates just dropped — mid-term almost 60 bps; short-term, 50 bps; and long-term, 30 bps. Is this a temporary adjustment, or the beginning of a trend?

See the AFR Report

Register Now: Coffee with C3

Our next Coffee with C3 will be held on Thursday May 4th and will feature Barry D. Flagg, the inventor and founder of Veralytic®, Inc.  For more information and to register, click the link below.

Veralytic, Inc. is a separate entity from Valmark Securities, Inc. and Valmark Advisers, Inc.

Register here

Individuals and businesses, even nonprofits, engage us to identify, prepare for, and manage some of the risks they can't control.
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